How this Contents Calculator works

Sum Insured’s CIRCA Net home contents replacement cost calculator gives you the ability to quickly calculate a reliable insurance reinstatement cost for your home contents.

CIRCA, (Contents Insurance Residential Cost Address) database, is an expert system that combines Sum Insured’s home contents replacement cost database with individual property household data, using a sophisticated estimating technique known as “dynamic elemental modelling” (DEM).

Get an estimated replacement cost for your home:

i) Enter in your home address details

ii) Verify and where necessary, edit the pre-populated information provided about your household

iii) To get a more accurate estimate of your home contents replacement cost, go behind the scenes and click on “Edit your Contents” to examine and edit the detailed inventory list that lies behind every unique estimate

vi) Click on “Recalculate Estimate” to get the estimate based on your updated details

The data within CIRCA Net is regularly updated throughout the year, particularly to categories containing items in the technology area as these can change at a rapid pace.