The type of property (i.e. apartment, duplex, house, semi-detached, terrace/townhouse or villa) is important in determining the scope of items to be included in a home contents sum insured estimate.
Typically the items that make up a home’s contents, with a few exceptions, are the things that would fall out of your home if it were turned upside down. This includes appliances, audio visual equipment, bedding and linen, computer equipment, furniture and kitchenware.
Properties such as apartments or other strata title residences may also include things like painting, bathroom, kitchen and laundry fitouts.